Antigua Overseas Bank Ltd.

 




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Antigua Overseas Bank Ltd.
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Credit Cards

 
We offer both VISA and MasterCard credit cards. You can apply below if you already have a Personal, Joint or Corporate bank account with AOB or submit these forms along with your account application. Once your credit card account is established, you can set-up an automatic standing order to settle monthly payments.

Types of credit cards

Visa

  • Visa Classic (Individual)
  • Visa Gold (Individual)
  • Visa Business

MasterCard

  • MasterCard Classic (Individual)
  • MasterCard Classic (Corporate)
  • MasterCard Gold (Individual)
  • MasterCard Gold (Corporate)

The minimum limit for a Classic card is $1,000 and $5,000 for a Gold card.

Main benefits

  • Convenient and secure access to your funds internationally whenever and wherever you need them;
  • Cash obtained through a global network of automated teller machines (ATM's);
  • Hotel reservation and/or payment online for goods and services.

Requirements for obtaining a credit card:

  • Completed and signed Credit Card Application Form
  • Cash security of 150% of the requested limit (i.e.: Limit US $1,000 - Security US $1,500) These funds are placed on a Certificate of Deposit at the prevalent rate of interest.
  • Documentation pertinent to Personal, Joint or Corporate accounts, in keeping with the type of credit card you require,.i.e colored copy of passport, job letter etc.


Important:

Card accounts are maintained in US dollars. The minimum limits are $1,000 for Classic cards and $5,000 for Gold. These limits must be 150% cash secured and the deposits are placed on Certificates at the prevalent rate.

To avoid late payment fees, you may issue standing order payments or direct payments from your account(s) to meet credit charges
 

Service Fees
 
   
Issue & Annual Gold US $50
  Classic US $40
  Corporate US $110
Additional card Gold US $40
  Classic US $30
  Corporate US $100
Cash withdrawal
Daily maximum withdrawal is US $750 or 50% of available limit
  minimum US $5.00 or 2% of amount withdrawn
Purchases   there are no transaction fees for purchases
Annual percentage   15.96% per annum
Late payment   US $20.00
Minimum payment   5% of outstanding balance
Replacement card   US $15.00
Exceeding card limit   US $25.00
 

 
     
   

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