ABI Financial Group

Antigua Overseas Bank Ltd.
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Service Fees

PERSONAL AND CORPORATE ACCOUNTS

Returned cheques	refer to drawer	30.00
	other	20.00
Stop payment instructions		20.00
Duplicate statements	archives	5.00 /sheet
	current month	2.50 /sheet
Certificate of balance		20.00
Reference letter		25.00
Confirmation of balances to auditors		20.00
Instructions received to debit account		2.50
Faxes		20.00 + 2.50/pg
Email		5.00 + 2.50/pg
Postage		Cost + 2.50
Courier costs	Caribbean	30.00
	America/Europe/Asia	50.00
	Federal Express # provided	5.00
Accounts closed within	3 months	20.00
	6 months	15.00
Hold mail		10.00 /month
Safe custody		100.00 /year
Service charge for balances less than $5000		10.00 /month
Minimum opening balance		5,000.00

TRANSFER OF FUNDS

Commission	wire transfers	1/2 of 1% $15.00 min $350.00 max
	drafts/certified cheques	1/4 of 1% $15.00 min $350.00 max
	stamp duty on drafts/cheques	$0.08
	Traveller cheques	1% $5.00 min
	cash payments on identification	1% $3.00 min
Telephone/Telex costs	North America/Caribbean	$20.00
Telephone/Telex costs	Europe/Asia	$25.00
Approximate foreign bank charges	Continental USA	US $20.00
	Canada/Europe	US $25.00
	United Kingdom	UK £11.00
Incoming Wire Transfers		US $15.00

Please note that these charges are subject to change, from time to time, at the bank's discretion.